www.alopeciaworld.com
I was diagnosed with Alopecia in January and twice now my insurance has denied me to see a dermatologist. They keep saying the Alopecia is cosmetic. I am a mother of one and have no extra money to even buy a wig let alone pay for a dermatologist out of pocket. I need all the help I can get. In 4 months I have already lost 95% of my hair on my head as well as hair on other parts of my body. If anyone knows how or where I can get help with a wig and or doctors please let me know.
Tags:
Hi Nicole,
I am truly sorry to hear your insurance company is not willing to accept Alopecia as being a medical condition. The actual medical terminology for wig is "cranial prosthesis." Perhaps your doctor could write you a prescription using this term to start. Then each wig you purchase could be included on your taxes [http://glamourhouseofhair.com/pages/MedicalInsuranceClaims.htm]. Another suggestion would be to obtain a copy of the the bill http://www.legis.state.pa.us/cfdocs/legis/PN/Public/btCheck.cfm?txt.... There is another one as far back as 2008 or before. I will see if I can find it for you. Perhaps you could make a copy of the Bill and forward it to the insurance company.
Nicole, If your doctor is not specifying to the insurance company what type of alopecia you have they will deny. So for starters it sounds as if you have alopecial universalis which is total hair loss. Your doctor can request a voucher for a cranial prosthesis. You will be able to take it to an approved store in you area to purchase hair. If that does not work contact your local American Cancer Association and request a wig in which is offered free. Even tho you do not have cancer they may willing to give you one free of charge. If that does not work contact me by sending a picture of your hair style and I will see what I can do to help you. By the way if you want to know what caused your to lose your hair, let me know I will help you identify the root cause. I am Joanne email. hairoots@gmail.com or 714 674-7668.
You have to understand that hair loss is not being taken seriously by doctors or insurance companies. Many insurance companies want to pay as little as possible. They do not understand that there is a difference between hair breakage, due to self induced causes and hair loss due underlying health conditions. It sounds as if you are currently seeing a medical doctor that is unfamilar with the correct terms to submit to the insurance company. Please let them know alopecia means :"hair loss" nothing more, so the insurance company see it as cosmetic. You have to teach them if you see help let me know.
Hello Nicole,I am the of Compassionate Creations Wig Design and I always tell my clients to get a prescription from your doctor for a "Cranial Prosthesis". Its basically a prescription for a Wig (however, if you use the term wig, a lot of insurance companies consider it to be a cosmetic accessory) so always say Cranial Prosthetic or prosthesis. You can then submit it to your insurance company using codes that you can find on my website www.compassionatecreationswigdesign.com- you can also check out some of the services we offer and see if it is something that can work for you.
I also like to inform my clients that depending on your taxes, your wig purchase can possibly be a medical tax write off. I have never seen insurance companies cover more than about $500 however, something is better than nothing. I hope this helps!!!
Veronica Balch
Owner- Compassionate Creations Wig Design
I live in Arizona and have Medicaid. The have denied me twice due to Alopecia being cosmetic. I am a single mom who struggles. Thanks for all your advice
hello Nicole,
my name is Heidi bratt and I have had alopecia areata for over 30 years and I am all so a member of the
national alopecia areata foundation and a member of the boston alopecia areata support group a long with
being a part time advocate since I have been fighting the government to get a senate bill 430 and very
similar bills to get passed and to become a law for the state of Massachusetts so health insurance
companies in ,mass will pay for wigs for people that has alopecia areata which senate bill 430
is in the process of hope fully becomes a law for mass this year and Medicaid is wrong alopecia
areata is not cosmetic and because of my efforts I have gotten 3 major health insurance companies
tufts, blue cross and Harvard pilgrim to cover the cost of wigs for people that has alopecia areata
with out a legislative mandate and I am sending you my website which has info on alopecia areata and
info on me which is www.heidibrattssenatebill.com
and if you need to contact me you can contact me at- 978- 312-1250 or email me at
heidibratt650@yahoo.com
love and support
Heidi bratt
part time advocate
member of naaf
member of the bsg
telephone support contact person
naaf pen pal
So sorry you are dealing with the AA and to make matters worse the insurence companies do not seem to agree that Alopecia is a Autoimmune disease, I'm so tired of hearing its all cosmetic because we are not in physical pain and it carries no risk to general health. RA is vary disfiguring as well as painful but is also an autoimmune disease. Until AA is considered a real disease the insurance companies will not cover what they deem cosmetic. Acne is also not a life threatning problem but I bet they would allow you to see a Dermatologist for what is clearly a cosmetic condition. When I tried to get my wig covered the woman I talked to over the phone asked me about AA, I was able to tell her what it was like and how it progressed for me, she had little or no knowledge of it before, she was so understanding, and agreed with me that wigs should be covered, and incouraged me to pursue a hearing on my claim. unfortunatly it was still denied even with everything I submitted to them from my doctor to a personal letter. I believe you should fight the denial, and all of us should, AA is still a very misunderstood condition. Good luck to you and I really believe you have a good chance of winning this one. Please let us know what you find out.
Any mention of products and services on Alopecia World is for informational purposes only; it does not imply a recommendation or endorsement by Alopecia World. Nor should any statement or representation on this site be construed as professional, medical or expert advice, or as pre-screened or endorsed by Alopecia World. Alopecia World is not responsible or liable for any of the views, opinions or conduct, online or offline, of any user or member of Alopecia World.
© 2024 Created by Alopecia World. Powered by